10+ years
in Wealth Advisory
Why Us
Wealth Advice, Built on Trust.
I spent a decade in the shipping industry — moving cargo across the world and trusting someone else to move my money in the right direction. They didn't. That experience didn't make me bitter. It made me determined. Determined to build something where the client always comes first — no exceptions.
Chinmay Mehta
Founder, Altius Wealth
AMFI Registered MFD
Why I started Altius
For ten years, I worked in shipping — a world that ran on trust and precision. But when it came to my own money, I did what most people do. I handed it over to someone who “knew better” and hoped for the best.
What followed was a slow, painful education. Products I didn't understand. Decisions made for commissions, not for me. And the worst part? I only realised it years later.
When I started asking the right questions, I saw the same story everywhere. Families with a policy here, a mutual fund there, some fixed deposits because “that's what our parents did.” Sold insurance they didn't need, locked into plans they didn't understand, left with no one to call when markets fell 30%. Nobody was asking the only question that mattered: “What is this money actually for?”
That's when I knew what I had to build.
Altius isn't a product company — it's a partner. Someone who sits on your side of the table, maps every rupee to a real goal, and stays with you through bull markets, crashes, and everything in between.
Every decision here starts with one question: Is this genuinely good for the client? Anything less than a clear yes — we don't do it.
Because wealth isn't about returns. It's about sleeping well at night.
Track Record
Three Cycles. One Consistent Approach.
Markets will always be unpredictable. What matters is who's in your corner when they move.
Demonetisation & Market Uncertainty
What Clients Felt
Panic. Overnight, the rules changed. Clients called wanting to pull everything out — convinced the worst was coming
What We Did:
We held steady. We walked every family through why patience, not panic, was the answer. Not a single client in our portfolio exited at the bottom.
COVID-19 Market Crash
What Clients Felt
Fear unlike anything before. Markets fell 40% in weeks. The news made it feel like the world was ending.
What We Did:
We called every family — proactively, before they called us. We rebalanced where it made sense, and for those who could, we helped them invest more at lower levels. The market recovered. Our clients recovered with it, and then some.
Global Inflation & Rate Hikes
What Clients Felt
"Should I move to FDs now?" was the question we heard on repeat. Uncertainty crept into even the most seasoned investors.
What We Did:
We explained the cycle clearly. Adjusted debt allocations. Kept long-term equity plans exactly where they needed to be — untouched. Because reacting to noise is the fastest way to derail a long-term plan.
Verified. Regulated. Trusted.
Credentials & Trust Signals
We're not just experienced — we're accountable.
AMFI Registered
ARN-116636
IRDAI Licensed
Life/Health/General
10+ Years
Of hands-on advisory experience
200+ Families
Trust us with their goals
Apps vs. Guides
An Honest Conversation
What apps do well
- Low-cost transactions
- Easy SIP setup
- Portfolio tracking
- Quick redemptions
What apps cannot do
- Guide you during a market crash
- Call you before you panic
- Be there whenever you need a guiding hand
- Adjust plans when life changes
“We are not a replacement for apps. We are the reason your investments succeed.”
How We Operate
Full Transparency.
Trust starts with honesty. Every client deserves to know exactly how we work, how we earn, and who we work for. Transparency isn't a policy — it's how we operate every day.
We are not a bank
Your investments are held directly with AMCs and insurers — always in your name, always in your control. We never hold your money.
We earn commissions. We'll tell you exactly how much.
Every rupee we earn is transparent. Ask us anytime, and we'll show you exactly how we're compensated.
No hidden incentives
We don't have targets to hit or bonuses to chase. Our only incentive is your long-term financial success. That alignment is what makes this relationship work.
Veteran Blueprint
Not Sure Where to Start?
Take our 3-minute discovery quiz and get a personalized financial blueprint — crafted by our advisory team, just for you.
Takes 3 minutes. No obligation. No Spam
What is your current age and retirement age goal?
How do you handle market dips?
What's your primary financial goal?
Let's build your plan together.
Your first conversation is free. No sales pitch — just clarity about your finances.